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Stage 4 - Retirement



You're retired. Wow did the working year go by quickly. 

  • You just retired or have been for some time.
  • You already have taken Social Security or are still unsure of when you should. 
  • You think you're Medicare is ideal, but aren't positive. 
  • You're concerned about the stock market.
  • You're concerned about running out of money.
  • You're looking to spend time with kids and grandkids. 
  • You want to make sure that all you have built goes to the right places when you pass. 
  • It's time to get plan.  

Here are some areas to consider. 

Retirement Planning

Retirement Planning

  • Maximizing Social Security and Medicare
  • Planning for Healthcare Needs
  • Creating Two Dimensional Retirement Income
  • Enjoying Retirement Today with Jeopardizing Tomorrow 
Estate Planning*

Estate Planning*

  • Revising Your Will
  • Creating and Funding Trusts
  • Power of Attorney & Health Declaration
  • Estate Distribution Strategies
Investment Planning

Investment Planning

  • Creating an Investment Plan
  • Allocating your Assets
  • Disbursements from the Right Accounts
  • Distribution Strategies
Tax Planning Strategies*

Tax Planning Strategies*

  • Minimize Lifetime Tax Liability
  • Maximize Lower Tax Brackets
  • Balancing Tax Free & Tax Deferred Accounts
  • Optimizing Estate for SECURE ACT provisions

These Financial Planners focus on working with clients in Stage 4.

* Neither Voya Financial Advisors nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.