Pre-Retirement Pre-Retirement You're in the late stages of your working career.You're making more money now than you ever have.You're also paying a lot in taxes.Your children are grown and going or gone. You're trying to make the most of your last years before retirement. Retirement is close enough where you can feel it. You're hoping you've done enough, but you know there is still time to make last minute corrections.It's time to get plan. Here are some areas to consider. Investment Planning Creating an Investment PlanAllocating your AssetsFunding the right accountsDisciplined Investing Tax Planning Strategies* Minimize Lifetime Tax LiabilityMaximize Lower Tax BracketsTax Free & Tax Deferred AccountsTax Loss Harvesting Insurance Planning Which insurances do you actually still need?How much insurance?Which should you avoid!? Getting the most bang for your buck. Retirement Planning Maximizing your Retirement AccountsPlanning when to take Social SecurityPlanning for Healthcare NeedsPlanning for Retirement Income These Financial Planners focus on working with clients approaching retirement. Freeman Linde, CFP® Joel Dettwiler, ChSNC® * Neither Voya Financial Advisors nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.