Stage 2 - Mid Career Mid Career You're Midway through.You've switched jobs or received promotionsYour student loans are paid off (or mostly so)You're children are growing up fast and gaining independence You're trying to balance life, work, and family, and your finances have taken a back seat. But you're ready to prioritize them. Here are some areas to consider. Investment Planning Creating an Investment PlanAllocating your AssetsFunding the right accountsDisciplined Investing Tax Planning Startegies* Minimize Lifetime Tax LiabilityMaximize Lower Tax BracketsTax Free & Tax Deferred AccountsTax Loss Harvesting Insurance Planning Which insurances do you actually need?How much insurance?Which should you avoid!? Getting the most bang for your buck. Estate Planning* Creating a WillGuardianship for your ChildrenPower of Attorney & Health DeclarationBeneficiaries are correct These Financial Planners focus on working with clients in Stage 2. Dan Odenbach, CLF® Michael Myers Michael Swartz * Neither Voya Financial Advisors nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.