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Stage 1 - Starting Out

Starting Out

Starting Out

You're starting out.

  • You've graduated or finished your education
  • You've just started your career or are a few years in already
  • Perhaps you're going to be or are recently married
  • You're planning to have kids, have one on the way, or a few young ones scrambling around. 
  • You realize that none of the financial topics you need to know about were taught in school. And now you have everything in front of you.

Here are some areas to consider. 

Cash Flow Strategies

Cash Flow Strategies

  • Creating Life Goals
  • Creating a Cash Flow Plan
  • Paying off Debt/Student Loans
  • Purchasing a House 
  • Creating an Emergency Fund
Investment Planning

Investment Planning

  • Creating an Investment Plan
  • Allocating your Assets
  • Funding the right accounts
  • Disciplined Investing
Insurance Planning

Insurance Planning

  • Which insurances do you actually need?
  • How much insurance?
  • Which should you avoid!? 
  • Getting the most bang for your buck.
Estate Planning*

Estate Planning*

  • Creating a Will
  • Guardianship for your Children
  • Power of Attorney & Health Declaration
  • Beneficiaries are correct

These Financial Planners focus on  working with clients in Stage 1. 

* Neither Voya Financial Advisors nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.